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Read Full Rosenthal FDCPA

Section 1788.1
Purpose and Public Policy Behind the Act

Section 1788.2
Debt Collection Terms and Definitions

Section 1788.3
Providing Information to Employers

Section 1788.10
Threatening Debt Collection Tactics

Section 1788.11
Collection Calls & Communication Rules

Section 1788.12
3rd Party Contact Regarding Your Debt

Section 1788.13
Debt Collection Deception and Misrepresentation

Section 1788.14
Harassing Communication Tactics

Section 1788.15
Unfair Practices - Lawsuits & Service on the Debtor

Section 1788.16
Misrepresentation of Judicial or Government Entity

Section 1788.17
Compliance with the FDCPA

Section 1788.20
Consumer Credit Application

Section 1788.21
Responsibility of Creditor Notification

Section 1788.22
Consumer Credit Transactions

Section 1788.30
Damages Available Under the Act

Enforcement & Relation to State Laws

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Misrepresentation of Judicial or
Government Entity


§ 1788.16


It is unlawful, with respect to attempted collection of a consumer debt, for a debt collector, creditor, or an attorney, to send a communication which simulates legal or judicial process or which gives the appearance of being authorized, issued, or approved by a governmental agency or attorney when it is not. Any violation of the provisions of this section is a misdemeanor punishable by imprisonment in the county jail not exceeding six months, or by a fine not exceeding two thousand five hundred dollars ($2,500) or by both.


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